Calera • Denison • Sherman

Looking for mobile homes for sale in Texas or Oklahoma?

Great. You’ve come to right place, and we’d like to help out with some frequently asked questions that we get here at Hench’s and Wholesale Mobile Homes of Texas and Oklahoma. 

What are the advantages of buying a mobile home?

There’s plenty. Manufactured and mobile homes are built in a factory, so most of the construction process is in a controlled environment. This means that all of your materials never sit out in the weather. It also means that the home builders are in a clean, safe environment and are to produce a higher quality build.

The manufacturing process also allows builders to take advantage of the economy of scale. Because mobile home builders manufacture A LOT of homes, they are able to buy materials at a lower cost, and pass those savings along to the buyer. The homes are also built on an assembly line, which means each individual in the construction process is an expert in their field. You have lower costs and a higher quality product…what’s not to like about that?

Can I finance a mobile home with no money down?

Absolutely. There are lots of financing options for mobile homes for sale in Texas or Oklahoma. There are conventional 0% down options and 0% down mobile home loans that are back by the government. A VA loan is a good example. Click here to learn more about mobile home financing options.

Are mobile homes less safe in a fire?

Of course not! Mobile Homes are built to the same, if not higher, standard as site built homes. They are full of features to keep residents safe in the event of an emergency. These features include smoke detectors, large windows, plenty of doors, and high quality construction materials.

Do mobile homes last long?

Mobile homes are built with virtually the same construction materials and techniques as site-built homes. The only difference is that manufactured homes are built in a factory environment, where building materials are protected from weather damage and vandalism.

Manufactured homes are built to the federal Manufactured Home Construction and Safety Standards, better known as the HUD Code, which is administered by the U.S. Department of Housing and Urban Development (HUD). The habitable life of a manufactured home has increased to 55.8 years.

Can I customize a mobile home?

In many cases, mobile homes have just as many customization options as site built homes. We can change flooring types, wall colors, appliances, and many other home features in our new homes. Don’t let the factory construction method fool you – we have lots of customization options in our mobile homes for sale in Texas and Oklahoma. We can build the mobile home you want! : )

Does home ownership tax breaks apply to mobile homes?

As far as the IRS is concerned, if a dwelling has a toilet, a place to sleep and a place to cook…it’s a home. It must be a primary or secondary home in order to receive tax benefits. Based on the IRS Tax Topic 505, the interest paid on any loan that has been taken out to purchase or renovate a manufactured home can be written off as long as the home is used to secure the loan. To deduct manufactured home loan interest, you need to file Form 1040 and itemize deductions on Schedule A.

Are mobile homes more dangerous during storms?

.Nope. They are built to the same standards as site built homes. A mobile home is no more dangerous than a comparable site built home in a storm. 

Do mobile homes depreciate in value?

The Myth Is:
Manufactured homes do not appreciate in value like other forms of housing. Instead, manufactured homes depreciate in market value, similar to the way automobiles lose value each day.

The Reality Is:
While there is no one easy answer, recent data seems to suggest that manufactured homes can appreciate just like other forms of housing.


Ready to find your dream mobile home for sale in Texas or Oklahoma?

Click Here to contact us today. We can’t wait to help you find your dream home!